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what we offer

Though terms and conditions vary by transaction, the basic parameters are as follows:


The loan tenor is usually between 5 and 20 years, with a maximum of 30 years, depending upon the type of project and its debt servicing capability.  It is common to allow a “grace” period on principal repayment at the beginning of the term to allow for project completion, however, each transaction will be evaluated on a case-by-case basis.  OPIC can tailor flexible disbursement and amortization, although our most common repayment periodicity is made on either a quarterly or semi-annual basis and is driven by the context of each specific project’s cash flow profile.


OPIC loan financings range from $500,000 to $350 million with an average loan size of $5 million to $50 million. OPIC is additionally experienced in working with co-lenders to bring sufficient resources to larger projects.


Interest and fees will vary depending upon the project.  A summary of key costs is presented below.  Please consult with your OPIC Finance officer for more information.

  • Up front Retainer Fee - to cover due diligence costs such as travel to the project site.
  • Facility/Origination Fee – a one-time, flat fee usually paid at the time of loan agreement signing or first disbursement.  
  • Commitment Fee – an annual percentage charged on any undisbursed amount.
  • Interest Rate – A negotiated spread over the base-cost of funds.    
  • Maintenance Fee – an annual fee charged to cover the cost of monitoring the loan. 
  • Other – the cost of the services of outside consultants or attorneys that may be required by OPIC; the funding costs associated with how the project is funded, either through the US Department of Treasury or via OPIC’s Capital Markets program; and any expenses related to registration or notarization of documents, etc.