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These are facilities in which OPIC makes a loan or guaranty to a U.S. financial services provider that creates a portfolio of loans that meet pre-agreed parameters.  The terms of the facility will dictate the characteristics of the portfolio loans, the level of involvement that OPIC will have in underwriting each portfolio loan and the risk sharing arrangement between OPIC and the financial services provider.  These facilities allow OPIC to utilize its resources very efficiently by leveraging financial services providers’ abilities to find and underwrite multiple developmental projects in particular geographic regions or commercial sectors.